I did not expect a conversation about training discipline to make me rethink the way I run my working week. But that is the thing about the Gibraltar Federation of Small Businesses’ Wellness event series: it has a habit of leading you somewhere you did not anticipate when you walked in.

From cocoa price spikes hitting bakeries to wholesalers reworking supply chains and retailers warning that increases are inevitable, David Revagliatte speaks to businesses across sectors about the real maths behind the Treaty. With Transaction Tax replacing import duties and margins already tight, some are absorbing what they can. Others say that is no longer realistic.

As a qualified accountant and Finance Director who has spent many years in the insurance industry across various jurisdictions, I have often thought about what it means to “give to gain.”

The Government has announced a package of measures designed to support retail and wholesale businesses during the early implementation phase of the UK–EU treaty for Gibraltar. The measures were outlined by the Chief Minister in Parliament and are aimed at helping firms manage the transition when the treaty is provisionally expected to take effect from 10 April.

This Structure Guide is designed to make reading the draft Treaty text easier. It tells you exactly which sections relate directly to trade, business, residency and economic regulation, so you can go straight to what matters most without having to work through the entire document line by line. Over the coming days we will publish further detailed analysis. For now, this guide retains all the core structural information and signposts the provisions most relevant to business.